Cottonwood Homes under $400,000

Cottonwood Homes under $400,000

Welcome to Cottonwood, California—a hidden gem nestled in the heart of Shasta County! This charming town offers a perfect blend of small-town warmth and stunning natural beauty, making it an ideal place to call home. With its picturesque landscapes, friendly community, and a plethora of outdoor activities, Cottonwood is a haven for those seeking a peaceful lifestyle while still being close to modern conveniences.

One of the most appealing aspects of Cottonwood is its affordability. In a market where prices are often soaring, you’ll be delighted to discover that homes are available for under $400,000. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, Cottonwood presents a variety of options to suit your needs. From cozy single-family homes to charming cottages, you’ll find properties that offer both comfort and character without breaking the bank.

Living in Cottonwood means you’ll enjoy access to beautiful parks, hiking trails, and the serene beauty of nearby mountains and rivers. The community is known for its friendly atmosphere, with local events and gatherings that foster a sense of belonging. Plus, with Redding just a short drive away, you’ll have access to shopping, dining, and entertainment while still enjoying the tranquility that Cottonwood has to offer.

If you’re searching for an affordable home in a community that values connection and nature, Cottonwood is the perfect place to start your journey. Come explore the possibilities and discover why so many are falling in love with this enchanting town!

Newest Cottonwood Homes under $400,000

3426 Brush St, Cottonwood
$269,000
2 Beds ⋅ 1 Baths ⋅ 20261361 MLS
Charming Cottonwood Home with RV Parking & Low-Maintenance Living! Well-maintained 1946-built home offering 2 bedrooms, 1 bath, and 939 sq. ft. of comfortable living space in the heart of historic Cottonwood. The functional floor plan makes excellent use of the space, while wood and wood laminate flooring add warmth and easy-care appeal throughout. The kitchen is equipped with newer appliances, and the included stackable washer and dryer add everyday convenience. Enjoy outdoors under the covered patio, with off-street RV parking providing added flexibility for recreational vehicles, boats, or extra parking needs. The low-maintenance property offers an appealing combination of comfort, convenience, and classic Cottonwood character. A great opportunity for a first-time buyer, downsizing homeowner, or investor looking for an affordable Cottonwood property.

3426 Brush St, Cottonwood
20620 Scenic Dr, Cottonwood
$374,500
3 Beds ⋅ 2 Baths ⋅ 20261356 MLS
This classic country home just finished its stunning modern makeover. Meticulous renovation of nearly every finish and fixture: new roof, new HVAC and ducting, new Luxury Vinyl plank flooring throughout, stunning Alder custom kitchen cabinetry with granite countertops and stainless steel appliance package, stylish bathrooms with custom tile, fixtures, and lighted mirrors. Ideal sized 1.32 acre lot with just enough room for animals, parking or 4H, but not too much to handle. Covered back patio, tiled fireplace with salvaged timber hearth, and new well too! This rare turnkey country offering is ready to go!

20620 Scenic Dr, Cottonwood
19836 Freshwater Dr, Cottonwood
$349,000
3 Beds ⋅ 2 Baths ⋅ 20261263 MLS
Welcome home to this spacious 3-bedroom, 2-bath home located in the desirable gated community of Lake California in Cottonwood. Fresh interior paint and new carpet give the home a clean, move-in-ready feel, while the three-car garage provides plenty of room for vehicles, storage, hobbies, or recreational gear. Step outside to a large backyard with a blank canvas to make your own; entertain, garden, or create your own outdoor retreat. The home also features leased solar for added energy efficiency. Living in Lake California is about more than just the home—it’s a lifestyle. Residents enjoy an impressive collection of community amenities, including Sacramento River access, scenic walking trails, an equestrian facility, swimming pool, clubhouse, and the added privacy of a gated community. Whether you enjoy spending time outdoors, hitting the trails, relaxing by the pool, or taking advantage of river access, there’s something here for everyone. With four bedrooms, a three-car garage, a generous backyard, fresh updates, and access to Lake California’s sought-after amenities, this home offers a wonderful combination of space, comfort, and community living. Come experience all that Lake California has to offer!

19836 Freshwater Dr, Cottonwood
19510 Stringtown Pl, Cottonwood
$339,000
4 Beds ⋅ 2 Baths ⋅ 20261238 MLS
Located at the end of a quiet cul-de-sac in Lake California, this spacious home offers nearly 1,600 square feet of comfortable living space. Featuring 3 bedrooms and 2 bathrooms, the home also includes a versatile 4th room that could be used for a home office, guest room or an additional bedroom. A newer metal roof adds both durability and peace of mind. New carpet and LVP has also been installed throughout the home. Community Pool, tennis court site

19510 Stringtown Pl, Cottonwood
22525 River View Dr, Cottonwood
$385,500
4 Beds ⋅ 2 Baths ⋅ 20261225 MLS
Welcome to this beautifully updated 4-bedroom, 2-bath home on a spacious 0.27-acre corner lot in the highly sought-after gated community of Lake California, just moments from the Sacramento River. With over $80,000 in recent improvements, this move-in-ready home features a new roof (2023), new HVAC system, remodeled kitchen, backup generator, new Tuff Shed, RV parking, and professionally landscaped grounds—offering comfort, convenience, and peace of mind. Step inside to soaring vaulted ceilings in the living room. The beautifully remodeled kitchen is the heart of the home, complete with a breakfast bar that flows seamlessly into the dining area, making it perfect for everyday living and entertaining. The split-bedroom floor plan includes four spacious bedrooms and two full bathrooms, including a private primary suite with direct access to the backyard patio—an ideal place to relax with your morning coffee or unwind at the end of the day. Outside, enjoy a beautifully landscaped backyard with plenty of room for entertaining, gardening, or storing your RV, boat, and other recreational toys. The Tuff Shed provides valuable additional storage for tools and equipment. Located approximately ½ mile from the community boat launch, you'll enjoy easy access to boating, fishing, and the scenic Sacramento River. Lake California residents also enjoy outstanding amenities, including a private lake, swimming pool, clubhouse, parks, tennis and pickleball courts, equestrian facilities, walking trails, a private airstrip, and 24-hour gated security. Combining extensive upgrades, exceptional pride of ownership, and an unbeatable location, this home is more than just a place to live—it's a lifestyle. Schedule your private showing today!

22525 River View Dr, Cottonwood
19485 Bonanza King Dr, Cottonwood
$389,900
3 Beds ⋅ 2 Baths ⋅ 20261187 MLS
Welcome to this beautifully crafted home, BUILT IN 2026 and set on a spacious 0.55-ACRE lot. The inviting design features HIGH CEILINGS that create an open, airy feel throughout the living spaces, along with a well-appointed kitchen offering a convenient PANTRY for extra storage. The thoughtful layout provides comfortable living areas with plenty of natural light and a modern feel. Outside, the generous lot offers room to enjoy the peaceful surroundings, garden, entertain, or simply relax. With its NEW CONSTRUCTION, spacious lot, HIGH CEILINGS, and practical features, this home is ready for its next chapter.

19485 Bonanza King Dr, Cottonwood
20960 1st St, Cottonwood
$289,000
3 Beds ⋅ 2 Baths ⋅ 20261112 MLS
Welcome to 20960 1st Street, Cottonwood, CA 96022 This spacious 3-bedroom, 2-bathroom home is ideally located in the heart of Cottonwood, offering comfort, convenience, and plenty of potential. Inside, you'll find brand new carpet that gives the home a fresh, inviting feel. The functional layout provides ample living space for families, first-time buyers, or anyone looking to make this home their own. Step outside to a large backyard with endless possibilities whether you envision a garden, play area, outdoor entertaining space, or your own private retreat. The charming front yard, complete with a classic white picket fence, creates wonderful curb appeal and a warm welcome. Conveniently located near local schools, shopping, dining, and everyday amenities, this home is ready for its next owner to add their personal touch. Don't miss this opportunity to own a charming home in one of Cottonwood's established neighborhoods!

20960 1st St, Cottonwood
21913 Chimney Rock Dr, Cottonwood
$325,000
3 Beds ⋅ 3 Baths ⋅ 20260927 MLS
Welcome to 21913 Chimney Rock Drive, located in the gated community of Lake California, where residents enjoy a unique combination of privacy and outstanding amenities. This 24 hour guarded community offers a private lake, private boat launch into the Sacramento River, community pool, restaurant and bar, equestrian facility, private airstrip, parks, and so much more. Inside, this 3 bedroom, 2 bathroom home offers a comfortable and functional layout with a spacious living area that flows nicely into the kitchen and dining space. Whether you're looking for your first home, a place to downsize, or simply want to enjoy everything Lake California has to offer, this home provides a solid foundation and is move in ready. Outside, you'll find a large, flat backyard with mature landscaping, offering plenty of room for entertaining, gardening, pets, or simply relaxing outdoors. The property also includes a two car garage and RV parking, giving you extra flexibility for vehicles, trailers, or recreational toys. If you've been looking for a great home in a community with exceptional amenities and a great lifestyle, this is a fantastic opportunity to make Lake California your home.

21913 Chimney Rock Dr, Cottonwood
3646 Rhonda, Cottonwood
$310,000
3 Beds ⋅ 2 Baths ⋅ 20260913 MLS
Highly desirable Cottonwood location, offered at $330,000! This three bedroom, two bathroom home is nearly 1,300 square feet on a large corner lot with an attached two car garage plus two separate gated areas for RV / boat parking. -- Dual pane windows, central heat and air, and tile and laminate flooring throughout, no carpet. The living room has a sliding glass door to the patio and a charming fireplace. There's a dining area, a breakfast bar, and a spacious kitchen with plenty of counter space and storage. -- The primary suite is generously sized with an en suite bathroom and stall shower. Two more bedrooms share a hall bathroom with a tub shower combo. Big backyard, brand new fence, room for kiddos and fur babies to play. Close to I-5 for easy commuting. -- Fridge/Washer/Dryer included in the sale! Nice tool bench & cabinetry in garage. It's rare to find a house this nice, with these great amenities at this affordable price! 3d tour and video tour available!

3646 Rhonda, Cottonwood
22169 River View Dr, Cottonwood
$313,000
2 Beds ⋅ 1 Baths ⋅ 20260578 MLS
Beautiful Lake California home with 2 large bedrooms plus a "Den" and Large living room. Newer Roof and OWNED SOLAR! (No PG&E bill). Nicely landscaped with a "Very Private" back yard with a view. Enjoy all the amenities that Lake California has to offer, Gated community, Sacramento River Access with Boat ramp, walking trails, community pool & spa, tennis courts, equestrian center, clubhouse, restaurant, private lake, private air strip, RV and camping area, playgrounds , basketball courts and an archery range. HOA is only $99 a mo. Don't miss out on this Great Opportunity!

22169 River View Dr, Cottonwood
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